Call: (404) 913-3030
    5493 Westmoreland Plaza, C-100, Douglasville, GA 30134
    State Licensed & Insured • IICRC Certified
    Estate Solutions LLC - Water Fire Storm Damage Restoration Atlanta

    Public Adjuster vs. Contractor in Atlanta — What to Know

    Serving Atlanta, Fulton, Georgia

    IICRC CertifiedLicense RBQA006428BBB A+(404) 913-3030

    Public Adjuster vs. Contractor in Atlanta — What You Need to Know

    After a major storm or property damage event in Atlanta, you'll hear two options: hire a public adjuster, or let your restoration contractor manage the claim. Understanding the difference can save you thousands.

    Call (404) 913-3030 — Estate Solutions has handled hundreds of Georgia insurance claims.

    What is a Public Adjuster?

    A public adjuster is a licensed claims professional who negotiates your insurance settlement on your behalf — typically for 10–15% of your final payout. They are NOT contractors and don't do repairs.

    What Does a Restoration Contractor Do for Your Claim?

    A licensed restoration contractor like Estate Solutions:

  1. Documents all damage with professional photos, moisture logs, and Xactimate estimates
  2. Communicates directly with your insurance adjuster
  3. Submits supplements for missed or undervalued items
  4. Handles scope disputes through formal channels
  5. Does all of this at NO additional cost beyond the repair contract
  6. When Do You Actually Need a Public Adjuster?

    Public adjusters add real value in:

  7. Very large losses ($200,000+ where the percentage fee is worth the expertise)
  8. Severely disputed or denied claims where a contractor's documentation hasn't moved the needle
  9. Cases involving business interruption or complex coverage disputes
  10. For most residential storm damage in Atlanta — roof, water, fire, or hail — an experienced contractor handles the claim process effectively at no extra charge.

    The Bottom Line for Atlanta Homeowners

    Estate Solutions manages your claim from first call to final payment. We know what carriers accept, how to document supplemental work, and how to get your home restored — without a third party taking 10% of your settlement.

    Call (404) 913-3030. Free consultation. No fees beyond your deductible.

    Estate Solutions LLC | License RBQA006428 | IICRC Certified | BBB A+

    Frequently Asked Questions

    Is using a public adjuster legal in Georgia?

    Yes — public adjusters are licensed by the Georgia Department of Insurance. However, some carrier policies have provisions about who can negotiate claims. Review your policy before signing any agreement with a public adjuster.

    Can a contractor submit supplements to my insurance carrier?

    Yes — licensed restoration contractors routinely submit supplements (additional payment requests) when the original estimate misses items, undervalues labor, or doesn't account for code-required upgrades. Estate Solutions supplements on the majority of larger claims in Georgia.

    Need Insurance Claim Assistance in Atlanta?

    Estate Solutions responds within 60 minutes — IICRC certified, direct insurance billing, and licensed Georgia general contractor.

    Available 24/7 · License RBQA006428 · IICRC Certified · BBB A+

    Related Services

    Water Damage Restoration

    24/7 emergency extraction and full drying — 60-min response.

    Mold Remediation

    Post-water mold inspection and full remediation.

    Fire Damage Restoration

    Fire, smoke, and soot cleanup from licensed pros.

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